Under construction. This is an early preview of YLDX Lend. Numbers below are illustrative and on-chain actions are disabled until launch.
YLDX Lend ยท in development

Lend, borrow & build leverage
on YLDX.

A money market for the whole ecosystem: supply the majors, stablecoins and YLDX on Ethereum, borrow against them, and run looping and delta-neutral strategies. Any future link to YLDX tokenomics is a proposed model, not a live holder distribution.

Planned for Ethereum first ยท assets, parameters and later network expansion are not final

Why we're building it

A proposed utility layer for YLDX.

YLDX Lend is in development. The concept includes supplier interest, a possible protocol reserve factor and future treasury programmes. None of the routes below is active, and any holder distribution would require separately published terms:

Proposed reserve-factor model

One option under consideration is to route part of future reserve-factor income to treasury programmes. No holder distribution, dividend or buyback is live or guaranteed.

Planned YLDX utility

The product concept includes YLDX as possible collateral and a reward asset. Eligibility, parameters and launch timing are not final.

Proposed protocol liquidity

A future launch may use treasury liquidity to seed selected markets. Assets, size, rates and approvals remain to be defined.

Potential market revenue

If the market launches, borrowing activity may create protocol revenue. Any routing to token programmes would require separate published terms.

Markets ยท preview

All the liquidity that matters.

Stablecoins and the majors โ€” BTC, ETH, SOL, BNB, Hyperliquid โ€” plus YLDX and, soon, your LP tokens. The plan is simple: hold deep liquidity in the assets people actually use, on Ethereum first.

Illustrative rate model โ€” not a live market or return forecast

The table below demonstrates how a future interface could separate an illustrative base APR from a proposed index-token bonus. These figures are placeholders, not current rates, and do not imply that leveraged looping or market-neutral strategies will produce a positive return.

Example base APR
Illustrative supplier rate in the interface; not live and not guaranteed.
Proposed token bonus
A possible separate incentive component; amount, asset and eligibility are TBD.
Proposed staking rule
One concept links bonus eligibility to YLDX staking; the final mechanism is not approved.

Every number and mechanic in this preview is illustrative. Final parameters, if launched, will depend on liquidity, oracle design, risk review and published market terms; leverage can amplify losses.

AssetExample supply APR (+ proposed bonus)Example LTV
US
USDC
USD Coin
6.2% +4.1%90%Soon
US
USDT
Tether
6.0% +4.1%90%Soon
DA
DAI
Dai
5.4% +4.0%90%Soon
WB
WBTC
Bitcoin
0.9% +3.5%85%Soon
WE
WETH
Ethereum
1.6% +3.5%85%Soon
SO
SOL
Solana
2.1% +4.0%85%Soon
BN
BNB
BNB
1.4% +3.5%85%Soon
HY
HYPE
Hyperliquid
3.8% +5.0%85%Soon
YL
YLDX
YLDX
โ€” TBD70%Soon
LP
LP
LP tokens
โ€” โ€”TBDSoon

Illustrative preview โ€” rates and assets are not final and on-chain actions are disabled while we build.

Strategies

Planned leverage tools with explicit risks.

Looping (leveraged yield)

Supply an asset, borrow against it, re-supply โ€” compounding exposure and yield in a few clicks instead of a dozen manual transactions.

Delta-neutral

A proposed workflow for pairing yield-bearing assets and correlated borrowing to reduce directional exposure. Basis, liquidation and smart-contract risk remain.

Add any asset & LP tokens

Bring your own collateral โ€” majors, stablecoins, and LP tokens (Uniswap / Curve positions) put to work instead of sitting idle.

Illustrative proposal: up to 2% for launch incentives

The current concept considers an allocation of up to 2% of total YLDX supplyfor possible incentives and seed liquidity. It is not final, allocated or active; final size, approvals, assets and use would be published before launch.

What's next

A roadmap, not a launch promise.

These are product directions under evaluation. Sequence, scope and availability may change after security, liquidity and market review.

  • Asset onboarding
    Planned permissioned listings with broader collateral coverage subject to risk review.
  • LP tokens as collateral
    A planned collateral type for selected LP positions, subject to valuation and liquidation design.
  • Multi-chain
    Ethereum is the proposed first network; later expansion is not scheduled.
  • Planned risk controls
    The concept includes over-collateralization, health factors, liquidations and oracle pricing; implementation is under review.
  • Potential holder programmes
    Any future use of reserve-factor income for dividends or buybacks is proposed, not live or guaranteed.
  • Strategy vaults
    One-click looping and delta-neutral vaults are a future product direction, not a current feature.

YLDX Lend is on the way.

The contracts and dashboard are in active development. Follow the main platform to be first in when the markets go live.